Saint Croix Falls Homes under $400,000

Welcome to Saint Croix Falls, Wisconsin—a charming city where natural beauty meets small-town hospitality. Nestled along the banks of the scenic St. Croix River, this picturesque community is renowned for its stunning landscapes, outdoor recreational opportunities, and a vibrant local culture that welcomes newcomers with open arms.

Saint Croix Falls boasts a rich history and a thriving arts scene, making it an ideal place for families, retirees, and anyone seeking a peaceful yet engaging lifestyle. With its proximity to the river, residents enjoy a myriad of activities, from fishing and kayaking to hiking along the beautiful trails of the nearby Interstate State Park. The city also hosts a variety of annual events, including art fairs and seasonal festivals, ensuring there’s always something to celebrate.

For those considering making Saint Croix Falls their home, you'll be pleased to discover a range of affordable housing options. Homes under $400,000 are plentiful, showcasing a mix of charming older residences and modern constructions that cater to diverse tastes and needs. Whether you’re looking for a cozy cottage with river views or a spacious family home in a friendly neighborhood, you’ll find a welcoming atmosphere and a strong sense of community here.

With its breathtaking surroundings, rich cultural offerings, and affordable housing, Saint Croix Falls is not just a place to live—it's a place to thrive. Come explore the possibilities and discover why so many are proud to call this delightful city home!

Newest Saint Croix Falls Homes under $400,000

$300,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

This newer-construction home is filled with natural light and finished in an inviting color palette. The open kitchen, dining, and living area features quartz countertops, a large island, and a tray ceiling in the living room, with a wooded view out back to enjoy daily. The spacious owner's suite offers a walk-in closet, a private bath, and its own tray ceiling. Stylish, functional window treatments, a recently built boulder retaining wall, and a 240V garage outlet ready for EV charging round out the home's features. Start or end your day on the covered front porch or the rear concrete patio. Step outside and into an outdoor lover's playground, with the Gandy Dancer State Trail, Wooly Mountain Bike Trail, Interstate Park, and multiple St. Croix River access points all nearby. Additionally, there are paved walking paths throughout the neighborhood. Nearby you'll find great restaurants, convenient shopping, three wineries, and the future site of St. Croix Health Hospital. Set in a charming single-family neighborhood with no association fees, and just minutes from major roadways yet peacefully tucked away, this home delivers main-floor living at its best.

1306 Prairie Lane, Saint Croix Falls

Listing courtesy of Lake Life Realty Inc..

$265,000

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

**CHARACTER, SPACE & CLASSIC CHARM IN THE HEART OF BLACK RIVER FALLS! ** Welcome to 617 Main Street, a beautiful two-story home filled with the character and craftsmanship you just don?t find in newer homes! *4 Bedrooms | 2 Bathrooms | Full Basement with bonus bathroom * Central Air unit to be installed in October-2026 * Original woodwork throughout * Birds-Eye Maple Flooring on main floor * Beautiful built-in china cabinets * Main-floor laundry for added convenience * Office or library * New deck ? perfect for relaxing or entertaining- Just re-built in September-2026 * Corner lot with plenty of outdoor space * Appliances included * 28' x 28' detached garage PLUS an additional 23' x 22' garage ? plenty of room for vehicles, toys, hobbies and storage! * 8' x 30' Enclosed Front Porch and 12' x 14' * One Year Home Warranty from American Home Shield * Well insulated basement with high ceilings, ready to finish to your desire. * Open covered front porch and enclosed back entry. From the moment you step inside, you'll appreciate the timeless details, spacious rooms and warmth this home offers. The original woodwork and built-ins add so much personality and charm, while the practical updates and amenities make everyday living easier. Whether you're looking for room for your family, extra garage space, or simply a home with true character, this one deserves a look!

617 Main Street, Saint Croix Falls

Listing courtesy of CB River Valley Realty/BRF.

2488 Sunny Acres Lane, Saint Croix Falls

$320,000

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Up North retreat within commuting distance to the Twin Cities and set on a private 2.36 acre lot, this four-bedroom, two-bath home offers space, comfort, and easy access to both nature and convenience. Recent updates include a new furnace, new central air conditioner, and many new appliances including the refrigerator, dishwasher, washer, and dryer. Fresh carpet covers most of the upper-level plus one main-level bedroom. Abundant windows fill the home with natural light. An attached and oversized two-car garage has a bench and shelving leaving plenty of room for storage. The level yard is ready for gardening, lawn games, and backyard barbecues. Located just 20 minutes from St. Croix Falls and about 1.25 hours from the Twin Cities, the property is also close to the Governor Knowles State Forest, the St. Croix River, public hunting land, and ATV, horse, and snowmobile trails- a rare blend of privacy, recreation, and accessibility. Call today for your private showing!

2488 Sunny Acres Lane, Saint Croix Falls

Listing courtesy of Edina Realty, Inc..

$398,000

4 Beds ⋅ 4 Baths ⋅ ACTIVE Status

Exceptional opportunity to transform this 4,000 finished square foot property into the home or investment property of your dreams! Situated on 6 scenic acres, this former church offers an abundance of open space and a flexible layout ideal for conversion to a spacious single-family residence or multi-family living. Featuring 4 bathrooms and two furnaces providing zoned heating for the upper and lower levels, the building already offers many of the essential components needed for redevelopment. The expansive interior provides endless possibilities for designing living areas, bedrooms, gathering spaces, and more. Enjoy the privacy and room to roam that comes with acreage while bringing your vision to life. Plenty of room outside and ready for a pole shed! Whether you're looking to create a unique country estate, multi-generational living space, or income-producing multi-family property, this one-of-a-kind opportunity is ready for its next chapter.

1289 160 Street, Saint Croix Falls

Listing courtesy of Outdoors Realty.

$299,900

5 Beds ⋅ 3 Baths ⋅ ACTIVE WITH OFFER Status

This well-maintained St. Croix Falls home offers space, updates, and versatility! Featuring 4+ bedrooms, large updated windows, newer siding and roof, and fresh flooring throughout. The main level includes a remodeled bath, convenient laundry, and spacious rooms filled with natural light. Step outside to a beautiful paver patio surrounded by mature trees on nearly a half-acre lot. The lower level hosts a complete mother-in-law suite with its own kitchen, bath, and laundry?perfect for extended family. The rear alley access offers room to add a future garage. Move-in ready and close to schools, parks, and downtown amenities!

221 Jefferson Street, Saint Croix Falls

Listing courtesy of C21 Affiliated/Hudson.

$376,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Gateway Homes is offering this charming "Rockford" one-story home with 2 bedrooms, 2 bathrooms, and a 3-car garage. Complete with main level laundry and custom cabinetry. 1280 sq feet finished living space with an unfinished basement ready for future expansion. Basement is south-facing with excellent natural light and could easily be finished with another bedroom, family room, and full bathroom. List price includes a $3,500 appliance allowance. Covenants require front yard and side yard for corner lots to be sodded or seeded. Seller can provide a quote for this service, or buyer can pursue the service through their own vendor. Our spec homes have been moving quickly, so don't hesitate to jump all over this opportunity.

1301 E Aspen Drive, Saint Croix Falls

Listing courtesy of Realty ONE Group SIMPLIFIED.

$388,200

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Single level. Open layout. Cosmetic appeal. Great for entertainment. Convenient. Bedrooms on one level. With basement: Room for growth.

1305 E Aspen Drive, Saint Croix Falls

Listing courtesy of Realty ONE Group SIMPLIFIED.

$388,200

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Single level. Open layout. Cosmetic appeal. Great for entertainment. Convenient. Bedrooms on one level. With basement: Room for growth.

1317 E Aspen Drive, Saint Croix Falls

Listing courtesy of Realty ONE Group SIMPLIFIED.

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