Cumberland Homes under $400,000

LOCATION LOCATION LOCATION! This 3 bedroom home is located on a large fantastic wooded and private lot in the City of Cumberland within walking distance to the Cumberland Middle/High Schools. Sit on the backyard patio and you will feel like you are in the country. The home boasts updated flooring in living room, dining area and kitchen along with updated main floor bathroom and beautiful paint colors throughout to make this home welcoming & move in ready. Lower level set up with a family room and non-conforming 4th bedroom and laundry area with toilet that can be finished off to add more living space. Attached 2 garage and additional storage shed adds to this great property! Come experience this great home & the tranquility the backyard has to offer!

1055 10th Avenue, Cumberland

Listing courtesy of Edina Realty, Corp. - Cumberland.

$259,900

3 Beds ⋅ 1 Baths ⋅ ACTIVE Status

LOCATION LOCATION LOCATION! This 3 bedroom home is located on a large fantastic wooded and private lot in the City of Cumberland within walking distance to the Cumberland Middle/High Schools. Sit on the backyard patio and you will feel like you are in the country. The home boasts updated flooring in living room, dining area and kitchen along with updated main floor bathroom and beautiful paint colors throughout to make this home welcoming & move in ready. Lower level set up with a family room and non-conforming 4th bedroom and laundry area with toilet that can be finished off to add more living space. Attached 2 garage and additional storage shed adds to this great property! Come experience this great home & the tranquility the backyard has to offer!

1055 10th Avenue, Cumberland

Listing courtesy of Edina Realty, Inc..

$384,900

3 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Enjoy country living in this updated farmhouse situated on 1.16 acres near Cumberland, WI. The home features an open-concept layout with three bedrooms, including a spacious primary suite with dual closets and a private bath. Most of the home has been renovated, with the upper level taken down to the studs and remodeled in 2026, including the addition of plumbing and central air. The kitchen features stainless steel appliances, painted Mastercraft cabinetry, an island, and a walk-in pantry. Additional updates include a new mound septic system installed in 2025, a newer pressure tank, and a roof installed in 2018. The property also includes an approximately 270 sq. ft. studio/guest space with in-floor heat, a half bath, on-demand hot water, and plumbing for a shower, offering plenty of possibilities for a home office, guest space, workout room, or hobby area. A detached steel garage/shop includes a heated, spray-foam-insulated area, concrete flooring, and automatic doors. Outdoor features include a firepit area, apple trees, garden space, mature evergreens, privacy landscaping, and country views. Located approximately 1.5 miles from Highway 48 with convenient access to Cumberland and Rice Lake.

2071 11 1/2 Street, Cumberland

Listing courtesy of Elite Realty Group, LLC.

$195,000

2 Beds ⋅ 1 Baths ⋅ ACTIVE Status

Welcome home to this adorable, completely remodeled and thoughtfully updated property! Nestled in a quiet part of town, this charming home offers the perfect combination of modern updates, comfortable living, and convenient location. From top to bottom, the home has been refreshed and updated, making it truly move-in ready. Enjoy the peace and privacy of a quiet neighborhood while still being just minutes from shopping, medical facilities, schools, and everyday conveniences. Cute, comfortable, updated, and conveniently located - this home is a wonderful opportunity for anyone looking for a place that feels fresh, welcoming, and ready to enjoy.

1740 3rd Avenue, Cumberland

Listing courtesy of True North Real Estate Group LLC.

$289,900

5 Beds ⋅ 2 Baths ⋅ ACTIVE Status

A Piece of Cumberland History Waiting to Be Restored! Step back in time with this historic Victorian home, originally built in 1892 and situated on a gracious .46-acre lot in the heart of Cumberland. Conveniently located within walking distance of downtown, local amenities, and Beaver Dam Lake, this property offers a rare combination of historic character, location, and opportunity. Inside, you?ll find an abundance of original craftsmanship and timeless details, including beautiful original woodwork, select original wallpaper, fixtures, and other features that reflect the character and charm of the home?s era. While this property will require extensive work and restoration, it offers the solid foundation and character that are increasingly difficult to find in today?s homes. For someone with an eye for detail, a passion for historic homes, and an appreciation for true craftsmanship, this could be an incredible opportunity to bring a one-of-a-kind piece of Cumberland?s history back to life. The .46-acre lot provides a generous setting while keeping you close to everything Cumberland has to offer. Whether you envision restoring this home to its former grandeur or creating a unique residence that blends historic charm with modern touches, the possibilities are here. A true restoration opportunity for those who appreciate the beauty of yesterday and can see the potential for tomorrow.

1545 2nd Avenue, Cumberland

Listing courtesy of RE/MAX NorthStar.

$299,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

FUNCTIONAL MEETS FABULOUS at The Cottages of Island Glen! The Cove is the largest of the three thoughtfully designed bungalow cottage models, offering 1,144 sq ft of beautiful, all-one-level living with 2 bedrooms and 2 full baths. With vaulted ceilings, upscale modern finishes, and in-floor heating, The Cove delivers comfort and style without sacrificing efficiency. A covered porch extends the living space outdoors and creates the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, every detail is designed with both function and aesthetics in mind, from the open, efficient floor plan to the high-end fixtures and finishes. Only seven homes will be built in The Cottages of Island Glen by J&A Northwest Construction, creating an intimate cottage community surrounded by natural grasses, open space, and preserved land. A one-car garage provides convenient parking and additional storage, while the thoughtful design maximizes every square foot. The Cove offers the best of modern cottage living with single-level convenience, upscale finishes, and a beautiful natural setting. Call for your personal tour today!

1905 Carlone Street, Cumberland

Listing courtesy of Edina Realty, Corp. - Cumberland.

$299,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

FUNCTIONAL MEETS FABULOUS at The Cottages of Island Glen! The Cove is the largest of the three thoughtfully designed bungalow cottage models, offering 1,144 sq ft of beautiful, all-one-level living with 2 bedrooms and 2 full baths. With vaulted ceilings, upscale modern finishes, and in-floor heating, The Cove delivers comfort and style without sacrificing efficiency. A covered porch extends the living space outdoors and creates the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, every detail is designed with both function and aesthetics in mind, from the open, efficient floor plan to the high-end fixtures and finishes. Only seven homes will be built in The Cottages of Island Glen by J&A Northwest Construction, creating an intimate cottage community surrounded by natural grasses, open space, and preserved land. A one-car garage provides convenient parking and additional storage, while the thoughtful design maximizes every square foot. The Cove offers the best of modern cottage living with single-level convenience, upscale finishes, and a beautiful natural setting. Call for your personal tour today!

1905 Carlone Street, Cumberland

Listing courtesy of Edina Realty, Inc..

$239,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

FUNCTIONAL MEETS FABULOUS at The Cottages of Island Glen! The Landing, one of three layout options, is a thoughtfully designed 2-bedroom, 1.5-bath bungalow cottage offering 870 sq ft of incredibly efficient, one-level living with high ceilings, high-end fit and finishes, and a fresh, modern feel. The main level offers comfortable, easy living, while the loft features a private bedroom and half bath. Use it for guests, a home office, workout space, or whatever fits your lifestyle. A one-car garage provides convenient parking and additional storage. Only seven homes will be built in The Cottages of Island Glen by J&A Northwest Construction, creating an intimate cottage community surrounded by natural grasses, open space, and preserved land. Thoughtful design and quality craftsmanship maximize every square foot, delivering a home that feels spacious, stylish, and wonderfully livable. Small footprint. Big style. Exceptional living. Call for your private showing today!

1903 Carlone Street, Cumberland

Listing courtesy of Edina Realty, Inc..

$239,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status

FUNCTIONAL MEETS FABULOUS at The Cottages of Island Glen! The Landing, one of three layout options, is a thoughtfully designed 2-bedroom, 1.5-bath bungalow cottage offering 870 sq ft of incredibly efficient, one-level living with high ceilings, high-end fit and finishes, and a fresh, modern feel. The main level offers comfortable, easy living, while the loft features a private bedroom and half bath. Use it for guests, a home office, workout space, or whatever fits your lifestyle. A one-car garage provides convenient parking and additional storage. Only seven homes will be built in The Cottages of Island Glen by J&A Northwest Construction, creating an intimate cottage community surrounded by natural grasses, open space, and preserved land. Thoughtful design and quality craftsmanship maximize every square foot, delivering a home that feels spacious, stylish, and wonderfully livable. Small footprint. Big style. Exceptional living. Call for your private showing today!

1903 Carlone Street, Cumberland

Listing courtesy of Edina Realty, Corp. - Cumberland.

$230,000

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Looking for more space without giving up the convenience of being close to the lake? This 4-bedroom, 2-bath Cumberland home offers over 2,500 finished square feet and sits directly across from Beaver Dam Lake, putting water access, recreation and the Northwoods lifestyle right outside your door. The main level offers a spacious living room filled with natural light, a comfortable primary bedroom, full bathroom and an efficient kitchen with plenty of room for everyday living. Upstairs are two additional bedrooms, while the lower level adds a large family room and fourth bedroom, creating plenty of space for guests, entertaining, hobbies, game nights or simply spreading out. Outside, enjoy the benefits of a 0.36-acre corner lot, enclosed porch, brick patio and storage shed. City water and sewer add everyday convenience, while the location puts you close to the lake, Hwy 48, local restaurants, shopping and recreation. If you've been waiting for an affordable way to get into the Cumberland market while still having 4 bedrooms, 2,500+ square feet and a lake-area location, this one deserves a look.

1201 Emerson Avenue, Cumberland

Listing courtesy of Real Estate Solutions.

$230,000

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

4 BEDROOMS * 2,500+ SQ FT * $245,000 * ACROSS FROM BEAVER DAM LAKE A lot of space for the price! This 4-bedroom, 2-bath Cumberland home offers 2,514 finished square feet on a 0.36-acre corner lot directly across from Beaver Dam Lake. The main level features a spacious living room, primary bedroom and full bath, with two additional bedrooms upstairs. The lower level adds a fourth bedroom and large 22x26 family room, giving you plenty of space for entertaining, hobbies, game nights or simply spreading out. Outside, enjoy the enclosed porch, brick patio, yard and storage shed. City water and sewer, central air and convenient access to Hwy 48, shopping, dining and recreation add everyday convenience. Need a garage? The city has approved a garage to be built at the top of the driveway. With 4 bedrooms and 2,500+ finished square feet at $245,000, this home offers plenty of room at an approachable price.

1201 Emerson Avenue, Cumberland

Listing courtesy of Real Estate Solutions.

$299,900

4 Beds ⋅ 2 Baths ⋅ ACTIVE Status

Welcome home to this beautifully refreshed 4-bedroom, 2-bath property, perfectly situated in a peaceful country setting just minutes from schools, parks, downtown amenities, and local trails. You'll be amazed at how private and quiet this location feels while still offering the convenience of town nearby. Inside, you'll find a thoughtfully updated home featuring an inviting open-concept floor plan that seamlessly connects the kitchen and spacious dining area?perfect for everyday living, holiday gatherings, and entertaining guests. The stunning sunken living room provides a warm and welcoming space to relax, while the charming three-season porch with its cozy fireplace creates the perfect spot for family get-togethers or quiet evenings. Recent improvements include a new furnace, updated appliances, and spray-foam insulation added to the main-level exterior walls, the upstairs bathroom, and the south bedroom, enhancing both comfort and energy efficiency. A newly added main-floor laundry room offers the convenience today's buyers are looking for. Outside, the detached 3-car garage provides plenty of space for vehicles, storage, hobbies, or recreational toys. Combining modern updates, generous living spaces, and an exceptionally peaceful setting, this property is ready for you to call it home.

584 21 1/2 Avenue, Cumberland

Listing courtesy of Dane Arthur Real Estate Agency/Turtle Lake.

Cumberland Homes under $400,000

Newest Cumberland Homes under $400,000